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Valuable Papers and Records
An all risk insurance coverage form that provides coverage for physical loss or damage to valuable papers and records.
Variable Annuity
An annuity contract in which the amount of each periodic income payment may fluctuate.
Variable Life Insurance
Life insurance under which the benefits relate to the value of assets behind the contract at the time payment is due.
Vesting
A provision that a pension participant will, after meeting certain requirements, retain a right to all or part of the accrued benefits, even though the employee may leave the job before retirement.
Voluntary Market
The market where one obtains insurance in the open market with no help from the state, through an insurer of their own selection.